Welcome to Bell-Andersen Financial Services, Inc!
Our company hails from the greater Pacific Northwest area, specifically the Spokane, WA and Coeur d' Alene, ID areas but service clients in many other locations around the USA.
We work hard to help simplify our clients' financial lives, optimize their investments, and organize their personal financial thinking. We work closely with our clients using a consultative process to help them grow and protect their wealth, and achieve their most important financial goals with cost-efficiency and reliability.
Our mission is to be a trusted adviser for all aspects of our clients' financial lives. To do this, we take the time to develop a detailed understanding of each client's individual circumstances, goals, and objectives. We help our clients make smart financial and investment decisions, and gain confidence in having a secure financial future.
Markets may be volatile, but our values are steadfast. We are dedicated to serving our clients with integrity and are committed to the following principles:
•Honest, transparent, and open communication
•Highly responsive, professional, first-class service
•Unbiased, expert, and timely advice
•Steadfast dedication to our belief that "clients interests always come first".
Being fully independent, we are not restricted to any investment or insurance product or service, and work exclusively for the benefit of our clients. In fact, we have a fiduciary obligation to act in each client's best interests. We care deeply about helping our clients achieve their goals and objectives, and endeavor to provide them with the highest-quality service and guidance.
We look forward to discussing with you how we can become your family's trusted financial advocate. We think you will appreciate the confidence that comes from working with someone like us that focuses on creating trust.
Helpful Content
Split Annuity Strategy
One strategy combines two different annuities to generate income and rebuild principal. Here’s how it works.
Tax Management Strategies
Provides an understanding of taxes, tax-favored investing, and tax strategies.
Events on Wall Street
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.
Types of Stock Market Analysis
Most stock market analysis falls into three broad groups: Fundamental, technical, and sentimental. Here’s a look at each.
What to Look for in a Long-Term-Care Policy
Here’s a list of 10 questions to ask that may help you better understand the costs and benefits of long-term care insurance.
A Look at Diversification
Diversification is an investment principle designed to manage risk but it can't prevent against a loss.
Inflation & Your Money
It's important to understand how inflation is reported and how it can affect investments.
Put It in a Letter
A letter of instructions provides additional and more personal information regarding your estate.
Healthcare Costs in Retirement
Without a solid approach, health-care expenses may add up quickly and potentially alter your spending.
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Disability Income
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
What Is the Dividend Yield?
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
2011 Federal Income Tax
Use this calculator to estimates your income tax liability along with average and marginal tax rates.
What's My Potential Estate Tax?
This calculator helps estimate your federal estate tax liability.
What Is My Current Net Worth?
Use this calculator to estimate your net worth by adding up your assets, and subtracting your liabilities.
Assess Your Life Insurance Needs
This calculator estimates how much life insurance you need to meet your family's needs if you were to die prematurely.
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Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
Tax Management Strategies
Provides an understanding of taxes, tax-favored investing, and tax strategies.
5 Smart Investing Strategies
There are some smart strategies that may help you pursue your investment objectives
Keys to Investing for Retirement
There are some key concepts to understand when investing for retirement
Your Cash Flow Statement
A presentation about managing money: using it, saving it, and even getting credit.
Retirement Plan Distributions
There are a number of ways to withdraw money from a qualified retirement plan.
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The Power of Tax-Deferred Growth
Deferring taxes can be a powerful decision. It’s one reason 401(k) plans, annuities, and IRAs are so popular.
The Other Sure Thing
Though we don’t like to think about it, all of us will make an exit sometime, and those we love may suffer if we are not prepared.
The U.S. Credit Downgrade
On Friday, August 5, 2011, S&P lowered its credit rating for the U.S. This may help put the downgrade in perspective.
The Cost of Procrastination
Procrastination can be costly, and when you get a late start, it may be difficult to make up for lost time.
Perception vs. Reality
There’s an alarming difference between perception and reality for current and future retirees.
Choosing a Mortgage
Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.